What We Do

aYo is driving real financial inclusion on the African continent by providing protection against injury, illness, death and general loss for those who need it the most.


This is through fast, convenient and easy to use insurance using the customer’s mobile phones, allowing customers to enjoy insurance cover through airtime deduction and MTN MoMo payments.


aYo’s product offering gives customers the flexibility, and control: Consumers can choose how much cover they need, what specific risk, along with the duration for such cover.


For more detail on products specific to an aYo country click here