What We Do

aYo is driving real financial inclusion on the African continent by providing protection against injury, illness and death for those who need it the most.

This is through fast, convenient and easy to use insurance through customer’s mobile phones, that allows customers to enjoy hospital and life insurance cover through airtime deduction and MTN MoMo.


aYo’s product offering gives customers the flexibility, and control: Consumers can choose how much cover they need for a specific risk, and they are not locked into monthly premiums.

For more detail on products specific to an aYo country click here